/* ================================================================
   ЗаймСравни — Clean Design System (T-Bank aesthetic)
   ================================================================ */


/* ── TOKENS ────────────────────────────────────────────────────── */
:root {
  --yellow:       #FFDD2D;
  --yellow-hover: #FFCD33;
  --yellow-dark:  #FAB619;

  --black:   #1C1C1E;
  --grey-8:  #636366;
  --grey-5:  #AEAEB2;
  --grey-2:  #E5E5EA;
  --grey-1:  #F2F2F7;
  --white:   #FFFFFF;
  --bg:      #F6F7F8;

  --green:      #12B76A;
  --green-text: #027A48;

  --border: #E5E5EA;

  --r-sm:   8px;
  --r-md:   12px;
  --r-lg:   16px;
  --r-pill: 100px;

  --shadow-card: 0 4px 16px rgba(0,0,0,0.07);

  --font-h: 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-b: 'Inter',   -apple-system, BlinkMacSystemFont, sans-serif;

  --container:  1200px;
  --topbar-h:   38px;   /* height of sticky topbar (10px*2 padding + ~18px text) */
  --header-h:   80px;   /* increased from 64px for more breathing room */
  --t: 200ms ease;
}

/* ── RESET ─────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }
body {
  font-family: var(--font-b);
  font-size: 15px;
  line-height: 1.55;
  color: var(--black);
  background: var(--white);
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
input, select { font-family: inherit; }

/* ── LAYOUT ────────────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 32px;
}
.section        { padding: 72px 0; }
.section--grey  { background: var(--bg); }
.section--dark  { background: #0F0F0F; }

/* ── TYPOGRAPHY ─────────────────────────────────────────────────── */
h1, h2, h3, h4 { font-family: var(--font-h); line-height: 1.15; }

/* ── BUTTONS ────────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-b);
  font-size: 15px;
  font-weight: 600;
  line-height: 1;
  padding: 14px 24px;
  border-radius: var(--r-md);
  border: none;
  cursor: pointer;
  transition: background var(--t), opacity var(--t);
  white-space: nowrap;
  text-decoration: none;
}
.btn:active { opacity: .88; }

.btn--primary {
  background: var(--yellow);
  color: var(--black);
}
.btn--primary:hover { background: var(--yellow-hover); }

.btn--ghost {
  background: transparent;
  color: var(--black);
  border: 1.5px solid var(--border);
}
.btn--ghost:hover { background: var(--grey-1); }

.btn--ghost-inv {
  background: transparent;
  color: rgba(255,255,255,.75);
  border: 1.5px solid rgba(255,255,255,.18);
}
.btn--ghost-inv:hover {
  background: rgba(255,255,255,.06);
  color: #fff;
}

.btn--sm  { padding: 11px 20px; font-size: 14px; border-radius: var(--r-sm); }
.btn--lg  { padding: 17px 32px; font-size: 16px; }
.btn--wide { width: 100%; }
.btn--pill { border-radius: var(--r-pill); }


/* ── TOPBAR ─────────────────────────────────────────────────────── */
.topbar {
  background: var(--yellow);
  padding: 10px 0;
  position: sticky;
  top: 0;
  z-index: 101;   /* above sticky header so it stays on top of the stack */
}
.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  white-space: nowrap;
  overflow: hidden;
}
.topbar__text {
  font-size: 13px;
  font-weight: 500;
  color: var(--black);
  white-space: nowrap;
}
.topbar__link {
  font-size: 13px;
  font-weight: 600;
  color: var(--black);
  text-decoration: underline;
  text-underline-offset: 2px;
  cursor: pointer;
}
.topbar__link:hover { opacity: .75; }
.topbar__timer {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: 14px;
  background: rgba(0,0,0,.1);
  border-radius: 20px;
  padding: 2px 10px;
  letter-spacing: .04em;
}
.topbar__divider {
  width: 1px;
  height: 14px;
  background: rgba(0,0,0,.2);
  flex-shrink: 0;
}

@media (max-width: 680px) {
  .topbar__inner { gap: 10px; }
  .topbar__text--hide { display: none; }
}



/* ── HEADER ─────────────────────────────────────────────────────── */
.header {
  position: sticky;
  top: var(--topbar-h);   /* sits directly below the sticky topbar */
  z-index: 100;
  background: #ffffff;
  border-bottom: 1px solid var(--border);
  height: var(--header-h);
}
.header.scrolled {
  box-shadow: 0 2px 12px rgba(0,0,0,.06);
}
.header__inner {
  height: 100%;
  display: flex;
  align-items: center;
  gap: 0;
  padding-top: 8px;
  padding-bottom: 8px;
}
.header__logo {
  display: flex;
  align-items: center;
  margin-right: 32px;
  flex-shrink: 0;
}
.header__logo-img {
  height: 42px;
  width: auto;
  display: block;
  object-fit: contain;
}

.header__nav {
  display: flex;
  align-items: center;
  gap: 2px;
  flex: 1;
}
.header__nav a {
  padding: 6px 12px;
  border-radius: var(--r-sm);
  font-size: 14px;
  font-weight: 500;
  color: var(--grey-8);
  transition: color var(--t), background var(--t);
}
.header__nav a:hover {
  color: var(--black);
  background: var(--grey-1);
}
.header__actions {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-shrink: 0;
}

.header__phone {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  text-align: right;
  line-height: 1.25;
}
.header__phone-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-h);
  font-size: 15px;
  font-weight: 700;
  color: var(--black);
  letter-spacing: -0.01em;
  white-space: nowrap;
  transition: color var(--t), opacity var(--t);
  text-decoration: none;
}
.header__phone-link:hover {
  color: #000;
  opacity: 0.75;
}
.header__phone-icon {
  width: 14px;
  height: 14px;
  color: var(--black);
  flex-shrink: 0;
}
.header__phone-hint {
  font-size: 11px;
  font-weight: 500;
  color: var(--grey-8);
  white-space: nowrap;
  margin-top: 1px;
}

.header__phone-btn-mob {
  display: none;
  width: 38px;
  height: 38px;
  border-radius: var(--r-sm);
  background: var(--grey-1);
  color: var(--black);
  border: 1px solid var(--border);
  align-items: center;
  justify-content: center;
  transition: all var(--t);
  flex-shrink: 0;
  text-decoration: none;
  margin-left: 8px;
}
.header__phone-btn-mob:hover {
  background: var(--yellow);
  border-color: var(--yellow);
}

.header__burger {
  display: none;
  width: 38px;
  height: 38px;
  align-items: center;
  justify-content: center;
  border-radius: var(--r-sm);
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  margin-left: 8px;
}
.header__burger:hover { background: var(--grey-1); }
.burger-line {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--black);
  border-radius: 2px;
  transition: all var(--t);
}

.mobile-nav {
  display: none;
  position: fixed;
  top: calc(var(--topbar-h) + var(--header-h));
  left: 0; right: 0; bottom: 0;
  background: var(--white);
  z-index: 99;
  padding: 16px 24px;
  flex-direction: column;
  gap: 4px;
  overflow-y: auto;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  padding: 13px 16px;
  border-radius: var(--r-md);
  font-size: 15px;
  font-weight: 500;
  color: var(--black);
  border: 1px solid var(--border);
}

.mobile-nav__phone-box {
  margin-top: 16px;
  padding: 16px;
  background: var(--grey-1);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.mobile-nav__phone-label {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--grey-8);
}
.mobile-nav__phone-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-h);
  font-size: 17px;
  font-weight: 700;
  color: var(--black);
  padding: 0 !important;
  border: none !important;
  text-decoration: none;
}
.mobile-nav__phone-link:hover {
  opacity: 0.8;
}
.mobile-nav__phone-hint {
  font-size: 12px;
  color: var(--grey-8);
  font-weight: 500;
}



/* ── HERO ────────────────────────────────────────────────────────── */
.hero {
  background: #0F0F0F;
  padding: 80px 0 88px;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 56px;
  align-items: center;
}
.hero__title {
  font-size: 54px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -.025em;
  margin-bottom: 18px;
  line-height: 1.1;
}
.hero__title em {
  font-style: normal;
  color: var(--yellow);
}
.hero__desc {
  font-size: 16px;
  color: rgba(255,255,255,.55);
  line-height: 1.6;
  margin-bottom: 36px;
  max-width: 460px;
}
.hero__actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.hero__note {
  margin-top: 20px;
  font-size: 13px;
  color: rgba(255,255,255,.32);
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero__note-sep {
  color: rgba(255,255,255,.2);
}

/* Hero calculator card */
.calc-card {
  background: var(--white);
  border-radius: var(--r-lg);
  padding: 28px;
}
.calc-card__title {
  font-family: var(--font-h);
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 24px;
}
.calc-field { margin-bottom: 22px; }
.calc-label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
  color: var(--grey-8);
  margin-bottom: 10px;
}
.calc-label strong {
  font-family: var(--font-h);
  font-size: 19px;
  font-weight: 700;
  color: var(--black);
}
.range-input {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 4px;
  border-radius: 2px;
  background: var(--grey-2);
  cursor: pointer;
  outline: none;
}
.range-input::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--yellow);
  border: 3px solid var(--white);
  box-shadow: 0 1px 6px rgba(0,0,0,.18);
  cursor: grab;
}
.range-input::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--yellow);
  border: 3px solid var(--white);
  box-shadow: 0 1px 6px rgba(0,0,0,.18);
}
.range-minmax {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--grey-5);
  margin-top: 6px;
}
.term-chips {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
}
.term-chip {
  padding: 6px 14px;
  border-radius: var(--r-pill);
  border: 1.5px solid var(--border);
  font-size: 13px;
  font-weight: 500;
  color: var(--grey-8);
  cursor: pointer;
  background: var(--white);
  transition: all var(--t);
}
.term-chip:hover { border-color: var(--black); color: var(--black); }
.term-chip.active {
  background: var(--black);
  border-color: var(--black);
  color: var(--white);
}
.calc-divider {
  height: 1px;
  background: var(--border);
  margin: 20px 0;
}
.calc-count {
  font-size: 13px;
  color: var(--grey-8);
  margin-bottom: 14px;
}
.calc-count strong {
  font-weight: 600;
  color: var(--black);
}

/* ── CALC RESULT ─────────────────────────────────────────────────── */
.calc-result {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--grey-1);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 14px 16px;
  margin: 18px 0;
}
.calc-result__icon {
  width: 42px;
  height: 42px;
  border-radius: var(--r-sm);
  background: #FFF9D2;
  color: #8F7200;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.calc-result__icon svg {
  width: 22px;
  height: 22px;
  display: block;
}
.calc-result__body {
  flex: 1;
  min-width: 0;
}
.calc-result__text {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 6px;
  margin-bottom: 3px;
}
.calc-result__sub {
  font-size: 13px;
  color: var(--grey-8);
}
.calc-result__sum {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: 14px;
  color: var(--black);
}
.calc-result__hint {
  font-size: 12px;
  color: var(--green);
  font-weight: 600;
}

/* ── STATS BAR ───────────────────────────────────────────────────── */
.stats-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 24px 0;
}
.stats-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.stat-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.stat-item__val {
  font-family: var(--font-h);
  font-size: 26px;
  font-weight: 800;
  color: var(--black);
  line-height: 1.1;
  letter-spacing: -0.02em;
}
.stat-item__label {
  font-size: 13px;
  color: var(--grey-8);
  line-height: 1.35;
}

@media (max-width: 900px) {
  .stats-bar__inner {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
  }
}
@media (max-width: 480px) {
  .stats-bar {
    padding: 18px 0;
  }
  .stats-bar__inner {
    grid-template-columns: 1fr 1fr;
    gap: 16px 12px;
  }
  .stat-item__val {
    font-size: 22px;
  }
  .stat-item__label {
    font-size: 12px;
  }
}

/* ── CTA BANNER ─────────────────────────────────────────────────── */
.cta-banner {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 40px 0;
}
.cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.cta-banner__text {
  flex: 1;
  min-width: 0;
}
.cta-banner__title {
  font-family: var(--font-h);
  font-size: 26px;
  font-weight: 800;
  color: var(--black);
  line-height: 1.2;
  margin: 0 0 10px;
}
.cta-banner__sub {
  font-size: 15px;
  color: var(--grey-8);
  line-height: 1.55;
  margin: 0;
  max-width: 520px;
}
.cta-banner__actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex-shrink: 0;
}
.cta-banner__btn {
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  justify-content: center;
  min-width: 200px;
}

@media (max-width: 768px) {
  .cta-banner__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 24px;
  }
  .cta-banner__title { font-size: 22px; }
  .cta-banner__actions {
    flex-direction: row;
    width: 100%;
  }
  .cta-banner__btn { flex: 1; }
}
@media (max-width: 480px) {
  .cta-banner { padding: 28px 0; }
  .cta-banner__actions { flex-direction: column; }
  .cta-banner__title { font-size: 20px; }
}


/* ── FILTERS ─────────────────────────────────────────────────────── */
.filters {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
  position: sticky;
  top: calc(var(--topbar-h) + var(--header-h));   /* below topbar + header */
  z-index: 80;
}
.filters__inner {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.filter-label {
  font-size: 13px;
  font-weight: 500;
  color: var(--grey-8);
  flex-shrink: 0;
}
.filter-chip {
  padding: 6px 14px;
  border-radius: var(--r-pill);
  border: 1.5px solid var(--border);
  font-size: 13px;
  font-weight: 500;
  color: var(--grey-8);
  background: var(--white);
  cursor: pointer;
  transition: all var(--t);
  white-space: nowrap;
}
.filter-chip:hover { border-color: var(--black); color: var(--black); }
.filter-chip.active {
  background: var(--black);
  border-color: var(--black);
  color: var(--white);
}
.filter-sep {
  width: 1px;
  height: 20px;
  background: var(--border);
  flex-shrink: 0;
}
.filter-select {
  appearance: none;
  -webkit-appearance: none;
  background: var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' fill='none'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%23636366' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 12px center;
  border: 1.5px solid var(--border);
  border-radius: var(--r-pill);
  padding: 6px 34px 6px 14px;
  font-size: 13px;
  font-weight: 500;
  color: var(--black);
  cursor: pointer;
  transition: border-color var(--t);
}
.filter-select:focus { outline: none; border-color: var(--black); }
.filters__count {
  margin-left: auto;
  font-size: 13px;
  color: var(--grey-8);
  flex-shrink: 0;
}
.filters__reset {
  font-size: 13px;
  color: var(--grey-8);
  cursor: pointer;
  padding: 0 4px;
  border-bottom: 1px dashed var(--grey-5);
  transition: color var(--t);
  flex-shrink: 0;
}
.filters__reset:hover { color: var(--black); }


/* ── OFFERS ──────────────────────────────────────────────────────── */
.offers {
  padding: 0 0 72px;
  scroll-margin-top: calc(var(--topbar-h) + var(--header-h));
}
.offers__layout {
  padding-top: 32px;
  display: grid;
  grid-template-columns: 1fr 264px;
  gap: 32px;
  align-items: start;
}

#apply {
  scroll-margin-top: calc(var(--topbar-h) + var(--header-h) + 20px);
}
.offers__group-label {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-h);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: var(--grey-8);
  margin-bottom: 16px;
}
.offers__group-label::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}
/* Second group gets extra top spacing for clear separation */
.offers__group-label + .offers__grid + .offers__group-label,
.offers__all-label {
  margin-top: 40px;
  padding-top: 40px;
  border-top: 2px solid var(--grey-1);
  color: var(--black);
}
.offers__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
.offers__empty {
  grid-column: 1 / -1;
  text-align: center;
  padding: 56px 0;
  color: var(--grey-8);
}
.offers__empty p { font-size: 15px; }


/* ── OFFER CARD ──────────────────────────────────────────────────── */
.offer-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--t), border-color var(--t);
  overflow: hidden;
}
.offer-card:hover {
  box-shadow: var(--shadow-card);
  border-color: #d1d1d6;
}
.offer-card--top {
  border-color: var(--yellow);
}
.offer-card--top:hover {
  border-color: var(--yellow-dark);
  box-shadow: 0 4px 20px rgba(255,221,45,.18);
}

/* Card top stripe for #1 */
.offer-card__stripe {
  height: 3px;
  background: var(--yellow);
  display: none;
}
.offer-card--top .offer-card__stripe { display: block; }

.offer-card__head {
  padding: 20px 20px 16px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.offer-card__logo {
  width: 48px;
  height: 48px;
  border-radius: var(--r-sm);
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 800;
  color: var(--black);
  letter-spacing: -.02em;
  flex-shrink: 0;
  border: 1px solid var(--border);
  overflow: hidden;
}
.offer-card__logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 6px;
  box-sizing: border-box;
}
.offer-card__info { flex: 1; min-width: 0; }
.offer-card__name {
  font-family: var(--font-h);
  font-size: 16px;
  font-weight: 700;
  color: var(--black);
}
.offer-card__meta {
  font-size: 12px;
  color: var(--grey-5);
  margin-top: 1px;
}
.offer-card__tag {
  font-size: 11px;
  font-weight: 600;
  background: var(--yellow);
  color: var(--black);
  padding: 2px 8px;
  border-radius: 20px;
  white-space: nowrap;
  flex-shrink: 0;
}

.offer-card__params {
  padding: 0 20px 16px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}
.offer-param {
  padding: 10px 0;
}
.offer-param__label {
  font-size: 11px;
  color: var(--grey-5);
  margin-bottom: 3px;
}
.offer-param__value {
  font-family: var(--font-h);
  font-size: 14px;
  font-weight: 700;
  color: var(--black);
}
.offer-param__value--accent { color: var(--green-text); }

.offer-card__sep {
  height: 1px;
  background: var(--border);
  margin: 0 20px;
}

.offer-card__rating {
  padding: 12px 20px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.stars {
  display: flex;
  gap: 1px;
}
.star {
  width: 13px;
  height: 13px;
  color: var(--yellow-dark);
}
.star--empty { color: var(--grey-2); }
.offer-card__rating-score {
  font-size: 13px;
  font-weight: 600;
  color: var(--black);
}
.offer-card__rating-count {
  font-size: 12px;
  color: var(--grey-8);
}
.offer-card__rating-src {
  margin-left: auto;
  font-size: 12px;
  color: #1d6fdb;
  border-bottom: 1px dashed #1d6fdb;
}

.offer-card__foot {
  padding: 14px 20px 18px;
  margin-top: auto;
  border-top: 1px solid var(--border);
  background: var(--bg);
}
.offer-card__approval {
  font-size: 12px;
  color: var(--grey-8);
  margin-bottom: 10px;
  display: flex;
  justify-content: space-between;
}
.offer-card__approval span { font-weight: 600; color: var(--black); }

.offer-card__verified {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 11px;
  color: var(--green-text);
  margin-top: 8px;
}
.offer-card__license {
  font-size: 10px;
  color: var(--grey-5);
  margin-top: 3px;
}
.offer-card__psk {
  font-size: 10px;
  color: var(--grey-5);
  margin-top: 2px;
}


/* ── SIDEBAR ─────────────────────────────────────────────────────── */
.sidebar__block {
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  overflow: hidden;
  margin-bottom: 16px;
}
.sidebar__head {
  padding: 14px 16px;
  border-bottom: 1px solid var(--border);
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 700;
  color: var(--black);
  display: flex;
  align-items: center;
  gap: 8px;
}
.sidebar__head a {
  margin-left: auto;
  font-size: 12px;
  font-weight: 500;
  color: #1d6fdb;
}
.sidebar__body { padding: 12px 16px; background: var(--white); }
.bankiru-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 7px 0;
  border-bottom: 1px solid var(--grey-1);
}
.bankiru-item:last-child { border-bottom: none; }
.bankiru-item__rank { font-size: 11px; font-weight: 700; color: var(--grey-5); width: 16px; }
.bankiru-item__logo {
  width: 28px; height: 28px;
  border-radius: 6px;
  background: var(--grey-1);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 8px; font-weight: 800; color: var(--black);
  flex-shrink: 0;
  overflow: hidden;
}
.bankiru-item__logo img {
  width: 100%; height: 100%;
  object-fit: contain;
  padding: 3px;
  box-sizing: border-box;
}
.bankiru-item__name { font-size: 13px; font-weight: 500; flex: 1; }
.bankiru-item__score { font-size: 13px; font-weight: 700; }

.sidebar__verified {
  padding: 14px 16px;
  background: var(--white);
}
.sidebar__verified-title {
  font-size: 12px;
  font-weight: 700;
  color: var(--green-text);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 5px;
}
.sidebar__verified-item {
  font-size: 12px;
  color: var(--grey-8);
  display: flex;
  align-items: flex-start;
  gap: 7px;
  padding: 4px 0;
  line-height: 1.4;
}
.sidebar__verified-item::before {
  content: '';
  width: 14px; height: 14px;
  border-radius: 50%;
  border: 1.5px solid var(--green);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='8' height='6' fill='none'%3E%3Cpath d='M1 3l2 2 4-4' stroke='%2312B76A' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat center;
}
.sidebar__note {
  padding: 12px 16px;
  background: var(--bg);
  border-top: 1px solid var(--border);
  font-size: 11px;
  color: var(--grey-8);
  line-height: 1.5;
}
.sidebar__note strong { color: var(--black); }


/* ── GUIDE ───────────────────────────────────────────────────────── */
.guide__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.guide-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 24px;
  cursor: pointer;
  transition: box-shadow var(--t), border-color var(--t);
}
.guide-card:hover {
  box-shadow: var(--shadow-card);
  border-color: #d1d1d6;
}
.guide-card__icon {
  width: 40px; height: 40px;
  border-radius: var(--r-sm);
  background: var(--grey-1);
  display: flex; align-items: center; justify-content: center;
  color: var(--black);
  margin-bottom: 14px;
}
.guide-card__label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .05em;
  text-transform: uppercase;
  color: var(--grey-8);
  margin-bottom: 8px;
}
.guide-card__title {
  font-family: var(--font-h);
  font-size: 15px;
  font-weight: 700;
  color: var(--black);
  margin-bottom: 8px;
  line-height: 1.3;
}
.guide-card__text {
  font-size: 13px;
  color: var(--grey-8);
  line-height: 1.5;
  margin-bottom: 16px;
}
.guide-card__link {
  font-size: 13px;
  font-weight: 500;
  color: var(--black);
  display: flex;
  align-items: center;
  gap: 5px;
}
.guide-card__link svg { transition: transform var(--t); }
.guide-card:hover .guide-card__link svg { transform: translateX(3px); }


/* ── TRUST ───────────────────────────────────────────────────────── */
.trust__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.trust__eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .07em;
  text-transform: uppercase;
  color: rgba(255,255,255,.35);
  margin-bottom: 16px;
}
.trust__title {
  font-size: 38px;
  font-weight: 800;
  color: var(--white);
  line-height: 1.12;
  margin-bottom: 16px;
  letter-spacing: -.02em;
}
.trust__title em { font-style: normal; color: var(--yellow); }
.trust__text {
  font-size: 15px;
  color: rgba(255,255,255,.5);
  line-height: 1.65;
  margin-bottom: 40px;
}
.trust__items { display: flex; flex-direction: column; gap: 24px; }
.trust-item { display: flex; gap: 16px; align-items: flex-start; }
.trust-item__num {
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 700;
  color: var(--yellow);
  min-width: 24px;
  padding-top: 1px;
}
.trust-item__title {
  font-size: 15px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 3px;
}
.trust-item__desc {
  font-size: 13px;
  color: rgba(255,255,255,.45);
  line-height: 1.5;
}
.trust__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2px;
}
.trust-stat {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.07);
  padding: 28px 24px;
}
.trust-stat:nth-child(1) { border-radius: var(--r-lg) 0 0 0; }
.trust-stat:nth-child(2) { border-radius: 0 var(--r-lg) 0 0; }
.trust-stat:nth-child(3) { border-radius: 0 0 0 var(--r-lg); }
.trust-stat:nth-child(4) { border-radius: 0 0 var(--r-lg) 0; }
.trust-stat__val {
  font-family: var(--font-h);
  font-size: 40px;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  margin-bottom: 8px;
}
.trust-stat__val span { color: var(--yellow); }
.trust-stat__label {
  font-size: 13px;
  color: rgba(255,255,255,.4);
  line-height: 1.4;
}


/* ── REVIEWS ─────────────────────────────────────────────────────── */
.reviews__top {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 32px;
}
.reviews__info { font-size: 13px; color: var(--grey-8); }
.reviews__wrap {
  overflow: hidden;
  /* Prevent partial card peekthrough on narrow viewports */
  border-radius: var(--r-lg);
}
.reviews__track {
  display: flex;
  gap: 16px;
  transition: transform 360ms cubic-bezier(0.4, 0, 0.2, 1);
  /* Width is set by JS based on number of cards */
  will-change: transform;
}
.review-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 24px;
  flex-shrink: 0;
  /* Width calculated by JS: (wrapWidth - gaps) / visibleCount */
  /* Default fallback: show 3 cards */
  width: calc(33.333% - 11px);
  box-sizing: border-box;
}
.review-card__head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}
.review-card__ava {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--grey-1);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-h);
  font-size: 12px; font-weight: 700;
  color: var(--grey-8);
  flex-shrink: 0;
}
.review-card__name { font-size: 14px; font-weight: 600; }
.review-card__sub  { font-size: 12px; color: var(--grey-5); margin-top: 1px; }
.review-card__stars { margin-bottom: 10px; display: flex; gap: 2px; align-items: center; }
.review-card__text {
  font-size: 14px;
  color: var(--grey-8);
  line-height: 1.55;
  margin-bottom: 14px;
}
.review-card__company {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  color: var(--grey-8);
  background: var(--bg);
  padding: 3px 10px;
  border-radius: 20px;
}
.reviews__controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 28px;
}
.reviews__arrow {
  width: 40px; height: 40px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: var(--white);
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: border-color var(--t), background var(--t);
}
.reviews__arrow:hover:not(:disabled) {
  border-color: var(--yellow-dark);
  background: var(--yellow);
}
.reviews__arrow:disabled { opacity: .35; cursor: default; }
.reviews__dots { display: flex; gap: 5px; }
.reviews__dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--grey-2);
  cursor: pointer;
  transition: all var(--t);
}
.reviews__dot.active {
  width: 20px;
  border-radius: 3px;
  background: var(--black);
}


/* ── SECTION HEADERS ─────────────────────────────────────────────── */
.sec-head { margin-bottom: 40px; }
.sec-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .07em;
  text-transform: uppercase;
  color: var(--grey-8);
  margin-bottom: 10px;
}
.sec-title {
  font-family: var(--font-h);
  font-size: 34px;
  font-weight: 800;
  color: var(--black);
  letter-spacing: -.02em;
  line-height: 1.15;
}
.sec-sub {
  font-size: 15px;
  color: var(--grey-8);
  margin-top: 10px;
  max-width: 500px;
  line-height: 1.6;
}


/* ── FOOTER ──────────────────────────────────────────────────────── */
.footer {
  background: var(--bg);
  border-top: 1px solid var(--border);
  padding: 48px 0 32px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 220px repeat(4, 1fr);
  gap: 32px;
  margin-bottom: 40px;
}
.footer__desc {
  font-size: 13px;
  color: var(--grey-8);
  line-height: 1.6;
  margin-top: 12px;
}
.footer__contacts {
  margin-top: 14px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.footer__contacts-title {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--grey-8);
}
.footer__phone-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-h);
  font-size: 15px;
  font-weight: 700;
  color: var(--black);
  text-decoration: none;
  transition: color var(--t);
}
.footer__phone-link:hover {
  color: var(--yellow-dark);
}
.footer__phone-hint {
  font-size: 11px;
  color: var(--grey-8);
  font-weight: 500;
}
.footer__col-title {
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 700;
  color: var(--black);
  margin-bottom: 14px;
}
.footer__links { display: flex; flex-direction: column; gap: 9px; }
.footer__links a { font-size: 13px; color: var(--grey-8); transition: color var(--t); }
.footer__links a:hover { color: var(--black); }
.footer__line {
  height: 1px;
  background: var(--border);
  margin-bottom: 24px;
}
.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 32px;
}
.footer__legal {
  font-size: 11px;
  color: var(--grey-5);
  line-height: 1.6;
  max-width: 640px;
}
.footer__legal a { color: var(--grey-8); text-decoration: underline; }
.footer__copy { font-size: 12px; color: var(--grey-5); white-space: nowrap; }

.footer__meta {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 8px;
  flex-shrink: 0;
}
.footer__developer {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  font-size: 11.5px;
  color: var(--grey-8);
  text-decoration: none;
  transition: all var(--t);
  white-space: nowrap;
}
.footer__developer:hover {
  border-color: var(--black);
  color: var(--black);
  transform: translateY(-1px);
}
.footer__developer-label {
  color: var(--grey-5);
  font-weight: 500;
}
.footer__developer-brand {
  color: var(--black);
  font-weight: 700;
}

@media (max-width: 768px) {
  .footer__meta {
    align-items: flex-start;
    width: 100%;
    margin-top: 4px;
  }
}

/* ── SCROLL TOP ──────────────────────────────────────────────────── */
.scroll-top {
  position: fixed;
  bottom: 28px; right: 28px;
  width: 44px; height: 44px;
  background: var(--black);
  color: var(--white);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer; border: none;
  opacity: 0; transform: translateY(10px);
  transition: opacity var(--t), transform var(--t);
  z-index: 50;
}
.scroll-top.show { opacity: 1; transform: translateY(0); }
.scroll-top:hover { background: var(--grey-8); }

/* ── RESPONSIVE ──────────────────────────────────────────────────── */
@media (max-width: 1080px) {
  .header__phone { display: none; }
  .header__phone-btn-mob { display: inline-flex; }
}
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; }
  .calc-card { max-width: 440px; }
  .hero__title { font-size: 42px; }
  .offers__layout { grid-template-columns: 1fr; }
  .offers__grid { grid-template-columns: repeat(2, 1fr); }
  .guide__grid { grid-template-columns: repeat(2, 1fr); }
  .trust__inner { grid-template-columns: 1fr; gap: 48px; }
  .footer__grid { grid-template-columns: repeat(2, 1fr); }
  .review-card { width: calc(50% - 8px); }
}
@media (max-width: 768px) {
  :root { --header-h: 58px; }
  .container { padding: 0 20px; }
  .section { padding: 56px 0; }
  .hero { padding: 56px 0 64px; }
  .hero__title { font-size: 34px; }
  .header__nav, .header__actions .btn--ghost { display: none; }
  .header__burger { display: flex; }
  /* Push actions + burger to the far right when nav is hidden */
  .header__actions { margin-left: auto; }
  .filters { position: static; }
  .filters__inner { overflow-x: auto; flex-wrap: nowrap; padding-bottom: 4px; }
  .offers__grid { grid-template-columns: 1fr; }
  .guide__grid { grid-template-columns: 1fr; }
  .stats-bar__inner { gap: 24px; flex-wrap: wrap; }
  .trust__stats { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 24px; }
  .review-card { width: calc(85vw); }
  .footer__bottom { flex-direction: column; gap: 12px; }
  .sec-title { font-size: 26px; }
}

/* ── ANIMATION ───────────────────────────────────────────────────── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(12px); }
  to   { opacity: 1; transform: translateY(0); }
}
/* Note: fadeUp is NOT applied globally — only via JS when needed */


/* ── ICON BUTTON ─────────────────────────────────────────────────── */
.btn--icon {
  width: 44px;
  height: 44px;
  padding: 0;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey-8);
  cursor: pointer;
  transition: all var(--t);
  flex-shrink: 0;
}
.btn--icon:hover {
  background: var(--grey-1);
  border-color: var(--grey-5);
  color: var(--black);
}


/* ── SHARED DRAWER OVERLAY ───────────────────────────────────────── */
.drawer-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, .48);
  z-index: 200;
  opacity: 0;
  pointer-events: none;
  transition: opacity 300ms ease;
}
.drawer-overlay.open {
  opacity: 1;
  pointer-events: all;
}

.drawer-close {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey-8);
  cursor: pointer;
  background: none;
  border: none;
  transition: background var(--t), color var(--t);
  flex-shrink: 0;
}
.drawer-close:hover {
  background: var(--grey-1);
  color: var(--black);
}


/* ── FORM DRAWER ─────────────────────────────────────────────────── */
.form-drawer {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: 460px;
  max-width: 100vw;
  background: var(--white);
  z-index: 201;
  transform: translateX(100%);
  transition: transform 360ms cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
  box-shadow: -4px 0 48px rgba(0, 0, 0, .12);
}
.form-drawer.open {
  transform: translateX(0);
}

.form-drawer__head {
  display: flex;
  align-items: center;
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
  flex-shrink: 0;
  gap: 12px;
}
.form-drawer__offer-info {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
  min-width: 0;
}
.form-drawer__offer-logo {
  width: 40px;
  height: 40px;
  border-radius: var(--r-sm);
  background: var(--grey-1);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-h);
  font-size: 11px;
  font-weight: 800;
  color: var(--black);
  flex-shrink: 0;
}
.form-drawer__offer-name {
  font-family: var(--font-h);
  font-size: 14px;
  font-weight: 700;
  color: var(--black);
}
.form-drawer__offer-type {
  font-size: 11px;
  color: var(--grey-5);
  margin-top: 1px;
}

/* Steps nav */
.form-steps-nav {
  display: flex;
  align-items: flex-start;
  padding: 16px 24px 12px;
  border-bottom: 1px solid var(--border);
  flex-shrink: 0;
}
.form-step-nav {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 5px;
  flex-shrink: 0;
}
.form-step-nav__dot {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--t);
}
.form-step-nav__dot span {
  font-size: 11px;
  font-weight: 700;
  color: var(--grey-5);
  transition: color var(--t);
}
.form-step-nav.active .form-step-nav__dot {
  background: var(--yellow);
  border-color: var(--yellow);
}
.form-step-nav.active .form-step-nav__dot span { color: var(--black); }
.form-step-nav.done .form-step-nav__dot {
  background: var(--green);
  border-color: var(--green);
}
.form-step-nav.done .form-step-nav__dot span {
  color: var(--white);
}
.form-step-nav.done .form-step-nav__dot::after {
  content: '';
  display: block;
  width: 10px;
  height: 6px;
  border-left: 2px solid white;
  border-bottom: 2px solid white;
  transform: rotate(-45deg) translate(1px, -1px);
}
.form-step-nav.done .form-step-nav__dot span { display: none; }
.form-step-nav__label {
  font-size: 10px;
  font-weight: 500;
  color: var(--grey-5);
  white-space: nowrap;
}
.form-step-nav.active .form-step-nav__label { color: var(--black); font-weight: 600; }
.form-step-nav__line {
  flex: 1;
  height: 1.5px;
  background: var(--border);
  margin: 0 6px;
  align-self: flex-start;
  margin-top: 13px;
  transition: background var(--t);
}

/* Form body */
.form-drawer__body {
  flex: 1;
  overflow-y: auto;
  padding: 28px 24px 12px;
}

.form-step { display: none; }
.form-step.active { display: block; }

.form-step__title {
  font-family: var(--font-h);
  font-size: 20px;
  font-weight: 800;
  color: var(--black);
  margin-bottom: 4px;
  letter-spacing: -.02em;
}
.form-step__hint {
  font-size: 13px;
  color: var(--grey-8);
  margin-bottom: 24px;
  line-height: 1.5;
}

/* Fields */
.form-field { margin-bottom: 16px; }
.form-field__label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
  font-weight: 500;
  color: var(--grey-8);
  margin-bottom: 8px;
}
.form-field__label strong {
  font-family: var(--font-h);
  font-size: 16px;
  font-weight: 700;
  color: var(--black);
}
.form-req { color: #F04438; }

.form-input {
  width: 100%;
  height: 52px;
  border: 1.5px solid var(--border);
  border-radius: var(--r-md);
  padding: 0 16px;
  font-size: 15px;
  color: var(--black);
  background: var(--white);
  transition: border-color var(--t);
  outline: none;
}
.form-input:focus { border-color: var(--black); }

.form-select {
  width: 100%;
  height: 52px;
  border: 1.5px solid var(--border);
  border-radius: var(--r-md);
  padding: 0 40px 0 16px;
  font-size: 15px;
  color: var(--black);
  background: var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' fill='none'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%23636366' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 16px center;
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  outline: none;
  transition: border-color var(--t);
}
.form-select:focus { border-color: var(--black); }

.form-field__error {
  font-size: 11px;
  color: #F04438;
  margin-top: 4px;
  display: none;
}
.form-field.has-error .form-field__error { display: block; }
.form-field.has-error .form-input,
.form-field.has-error .form-select { border-color: #F04438; }

/* Offer summary box */
.form-offer-summary {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 14px 16px;
  margin-top: 20px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.form-offer-summary__row {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: var(--grey-8);
}
.form-offer-summary__row strong {
  font-weight: 600;
  color: var(--black);
}

/* Upload */
.form-upload {
  border: 1.5px dashed var(--border);
  border-radius: var(--r-lg);
  padding: 20px 16px;
  text-align: center;
  margin-bottom: 12px;
  transition: border-color var(--t), background var(--t);
  cursor: pointer;
}
.form-upload:hover { border-color: var(--grey-5); }
.form-upload.has-file {
  border-color: var(--green);
  border-style: solid;
  background: rgba(18, 183, 106, .03);
}
.form-upload__icon {
  display: flex;
  justify-content: center;
  color: var(--grey-5);
  margin-bottom: 8px;
}
.form-upload__label {
  font-size: 14px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 3px;
}
.form-upload__hint {
  font-size: 11px;
  color: var(--grey-5);
  margin-bottom: 12px;
}
.form-upload__input { display: none; }
.form-upload__btn {
  padding: 7px 18px;
  border-radius: var(--r-pill);
  border: 1.5px solid var(--border);
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  background: var(--white);
  transition: all var(--t);
}
.form-upload__btn:hover { border-color: var(--black); background: var(--grey-1); }
.form-upload__preview {
  margin-top: 10px;
  display: flex;
  justify-content: center;
}
.form-upload__preview img {
  max-width: 100%;
  max-height: 100px;
  border-radius: var(--r-md);
  object-fit: cover;
}

/* Checkbox */
.form-checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12px;
  color: var(--grey-8);
  cursor: pointer;
  line-height: 1.55;
  padding: 4px 0;
}
.form-checkbox input {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  margin-top: 1px;
  accent-color: var(--black);
  cursor: pointer;
}
.form-checkbox a { color: var(--black); text-decoration: underline; }

/* Success */
.form-success {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 48px 0 24px;
}
.form-success__icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.form-success__title {
  font-family: var(--font-h);
  font-size: 22px;
  font-weight: 800;
  color: var(--black);
  margin-bottom: 12px;
  letter-spacing: -.02em;
}
.form-success__text {
  font-size: 14px;
  color: var(--grey-8);
  line-height: 1.6;
  margin-bottom: 28px;
  max-width: 280px;
}
.form-success__params {
  display: flex;
  gap: 32px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  padding: 16px 24px;
}
.form-success__param-label { font-size: 12px; color: var(--grey-8); margin-bottom: 3px; }
.form-success__param-value { font-family: var(--font-h); font-size: 15px; font-weight: 700; }

/* Drawer footer */
.form-drawer__footer {
  padding: 14px 24px;
  border-top: 1px solid var(--border);
  display: flex;
  gap: 10px;
  flex-shrink: 0;
}
.form-drawer__back { flex-shrink: 0; }
.form-drawer__next { flex: 1; }


/* ── CABINET DRAWER ──────────────────────────────────────────────── */
.cabinet-drawer {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: 380px;
  max-width: 100vw;
  background: var(--white);
  z-index: 202;
  transform: translateX(100%);
  transition: transform 360ms cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
  box-shadow: -4px 0 48px rgba(0, 0, 0, .12);
}
.cabinet-drawer.open { transform: translateX(0); }

.cabinet-drawer__body {
  flex: 1;
  overflow-y: auto;
  padding: 28px 24px;
}

/* Auth */
.cabinet-auth-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--grey-1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey-5);
  margin: 0 auto 16px;
}
.cabinet-auth-title {
  font-family: var(--font-h);
  font-size: 18px;
  font-weight: 800;
  text-align: center;
  margin-bottom: 6px;
}
.cabinet-auth-hint {
  font-size: 13px;
  color: var(--grey-8);
  text-align: center;
  margin-bottom: 24px;
  line-height: 1.5;
}

/* OTP */
.otp-row {
  display: flex;
  gap: 10px;
  justify-content: center;
  margin: 16px 0;
}
.otp-input {
  width: 52px;
  height: 60px;
  border: 1.5px solid var(--border);
  border-radius: var(--r-md);
  text-align: center;
  font-family: var(--font-h);
  font-size: 22px;
  font-weight: 700;
  color: var(--black);
  outline: none;
  transition: border-color var(--t);
}
.otp-input:focus { border-color: var(--black); }

/* Profile */
.cabinet-profile-top {
  display: flex;
  align-items: center;
  gap: 16px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border);
  margin-bottom: 20px;
}
.cabinet-avatar-wrap { position: relative; flex-shrink: 0; }
.cabinet-avatar {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--yellow);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-h);
  font-size: 18px;
  font-weight: 800;
  color: var(--black);
  background-size: cover;
  background-position: center;
}
.cabinet-avatar-edit {
  position: absolute;
  bottom: -2px;
  right: -2px;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--white);
  border: 1.5px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey-8);
  cursor: pointer;
  transition: all var(--t);
}
.cabinet-avatar-edit:hover { border-color: var(--black); color: var(--black); }
.cabinet-profile-name {
  font-family: var(--font-h);
  font-size: 16px;
  font-weight: 700;
}
.cabinet-profile-phone { font-size: 13px; color: var(--grey-8); margin-top: 3px; }

.cabinet-section { margin-bottom: 20px; }
.cabinet-section__title {
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--grey-8);
  margin-bottom: 12px;
}
.cabinet-empty {
  text-align: center;
  padding: 24px;
  background: var(--bg);
  border-radius: var(--r-lg);
  font-size: 13px;
  color: var(--grey-8);
  display: flex;
  flex-direction: column;
  align-items: center;
}
.cabinet-doc-upload {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 16px;
  border: 1.5px dashed var(--border);
  border-radius: var(--r-md);
  font-size: 13px;
  font-weight: 500;
  color: var(--grey-8);
  cursor: pointer;
  transition: all var(--t);
}
.cabinet-doc-upload:hover { border-color: var(--black); color: var(--black); }


/* ── RESPONSIVE (drawers) ────────────────────────────────────────── */
@media (max-width: 600px) {
  .form-drawer,
  .cabinet-drawer { width: 100vw; }
}


/* ================================================================
   EMBEDDED APPLY FORM SECTION
   ================================================================ */

.apply-section {
  background: #0F0F0F;  /* dark, like hero — visually separates from offers */
  padding: 80px 0 96px;
}
.apply-header {
  text-align: center;
  margin-bottom: 48px;
  color: var(--white);
}
.apply-header .sec-eyebrow {
  background: rgba(255, 221, 45, .12);
  color: var(--yellow);
  display: inline-block;
  padding: 4px 14px;
  border-radius: var(--r-pill);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.apply-header .sec-title {
  color: var(--white);
  font-size: clamp(28px, 4vw, 40px);
  line-height: 1.15;
  margin-bottom: 16px;
}
.apply-header .sec-sub {
  color: rgba(255,255,255,.55);
  font-size: 15px;
  line-height: 1.65;
  max-width: 520px;
  margin: 0 auto;
}

/* ── Card ──────────────────────────────────────────────────────── */
.apply-card {
  display: grid;
  grid-template-columns: 260px 1fr;
  background: var(--white);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 0 0 1px rgba(255,255,255,.06), 0 32px 80px rgba(0,0,0,.4);
}

/* ── Left sidebar ──────────────────────────────────────────────── */
.apply-card__sidebar {
  background: var(--grey-1);
  border-right: 1px solid var(--border);
  padding: 40px 28px;
  display: flex;
  flex-direction: column;
  gap: 40px;
}

/* Steps */
.apply-steps {
  display: flex;
  flex-direction: column;
}
.apply-step {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  opacity: .35;
  transition: opacity 300ms ease;
}
.apply-step.active { opacity: 1; }
.apply-step.done   { opacity: .65; }

.apply-step__dot {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 2px solid var(--border);
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 300ms ease;
}
.apply-step__dot span {
  font-size: 12px;
  font-weight: 700;
  color: var(--grey-5);
}
.apply-step.active .apply-step__dot {
  background: var(--yellow);
  border-color: var(--yellow);
}
.apply-step.active .apply-step__dot span { color: var(--black); }
.apply-step.done .apply-step__dot {
  background: var(--green);
  border-color: var(--green);
}
/* Checkmark for done steps */
.apply-step.done .apply-step__dot span { display: none; }
.apply-step.done .apply-step__dot::after {
  content: '';
  display: block;
  width: 10px;
  height: 6px;
  border-left: 2.5px solid white;
  border-bottom: 2.5px solid white;
  transform: rotate(-45deg) translate(1px, -1px);
}

.apply-step__info { padding-top: 5px; }
.apply-step__name {
  font-family: var(--font-h);
  font-size: 13px;
  font-weight: 700;
  color: var(--black);
  line-height: 1.2;
}
.apply-step__desc {
  font-size: 11px;
  color: var(--grey-8);
  margin-top: 2px;
}

/* Vertical connector line between steps */
.apply-step__line {
  width: 2px;
  height: 24px;
  background: var(--border);
  margin-left: 15px;  /* (32px dot / 2) - (2px line / 2) */
  border-radius: 1px;
}

/* Trust badges */
.apply-trust {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding-top: 8px;
  border-top: 1px solid var(--border);
}
.apply-trust__item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: var(--grey-8);
  font-weight: 500;
}
.apply-trust__item svg { flex-shrink: 0; color: var(--green); }

/* ── Right form panel ──────────────────────────────────────────── */
.apply-card__form {
  padding: 40px 48px;
  display: flex;
  flex-direction: column;
  min-height: 480px;
}

/* Step content */
.apply-form-step { display: none; flex: 1; }
.apply-form-step.active { display: flex; flex-direction: column; }

.apply-form-step__head { margin-bottom: 28px; }
.apply-form-step__num {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--grey-5);
  margin-bottom: 6px;
}
.apply-form-step__title {
  font-family: var(--font-h);
  font-size: 22px;
  font-weight: 800;
  color: var(--black);
  letter-spacing: -.02em;
  margin-bottom: 6px;
}
.apply-form-step__hint {
  font-size: 13px;
  color: var(--grey-8);
  line-height: 1.55;
}

/* Two-column row for name fields */
.apply-fields-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

/* Match hint pill */
.apply-match-hint {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 20px;
  padding: 8px 14px;
  background: rgba(255, 221, 45, .1);
  border: 1px solid rgba(255, 221, 45, .3);
  border-radius: var(--r-pill);
  font-size: 13px;
  color: var(--black);
  align-self: flex-start;
}
.apply-match-hint svg { color: var(--yellow-dark); }

/* Upload grid in step 4 */
.apply-uploads {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 4px;
}
.apply-upload {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 20px 16px;
  border: 1.5px dashed var(--border);
  border-radius: var(--r-lg);
  cursor: pointer;
  transition: border-color var(--t), background var(--t);
  gap: 4px;
}
.apply-upload:hover { border-color: var(--grey-5); background: var(--bg); }
.apply-upload.has-file {
  border-color: var(--green);
  border-style: solid;
  background: rgba(18, 183, 106, .04);
}
.apply-upload__icon { color: var(--grey-5); margin-bottom: 4px; }
.apply-upload__label { font-size: 13px; font-weight: 600; color: var(--black); }
.apply-upload__hint { font-size: 11px; color: var(--grey-5); }
.apply-upload__preview { margin-top: 8px; }
.apply-upload__preview img {
  max-width: 100%;
  max-height: 80px;
  border-radius: var(--r-sm);
  object-fit: cover;
}

/* Navigation buttons */
.apply-card__nav {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: auto;
  padding-top: 28px;
  border-top: 1px solid var(--border);
}
.apply-card__back { flex-shrink: 0; }
.apply-card__next {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

/* Success screen */
.apply-success {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 24px 0;
  flex: 1;
}
.apply-success__icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.apply-success__title {
  font-family: var(--font-h);
  font-size: 24px;
  font-weight: 800;
  letter-spacing: -.02em;
  margin-bottom: 10px;
}
.apply-success__text {
  font-size: 14px;
  color: var(--grey-8);
  line-height: 1.65;
  max-width: 360px;
  margin-bottom: 24px;
}
.apply-success__offers { width: 100%; max-width: 420px; }
.apply-success__offers-label {
  font-family: var(--font-h);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--grey-8);
  margin-bottom: 10px;
  text-align: left;
}
.apply-success__offers-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  text-align: left;
}
.apply-success__offer-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-md);
  font-size: 13px;
}
.apply-success__offer-logo {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: var(--grey-2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  font-weight: 800;
  flex-shrink: 0;
}
.apply-success__offer-info { flex: 1; }
.apply-success__offer-name { font-weight: 600; }
.apply-success__offer-rate { font-size: 11px; color: var(--grey-8); }
.apply-success__offer-badge {
  font-size: 11px;
  font-weight: 600;
  color: var(--green-text);
  background: rgba(18,183,106,.08);
  padding: 3px 8px;
  border-radius: var(--r-pill);
}


/* ── Responsive: embedded form ───────────────────────────────────── */
@media (max-width: 900px) {
  .apply-card {
    grid-template-columns: 1fr;
  }
  .apply-card__sidebar {
    flex-direction: row;
    flex-wrap: wrap;
    gap: 16px;
    padding: 24px 28px;
    border-right: none;
    border-bottom: 1px solid var(--border);
  }
  .apply-steps {
    flex-direction: row;
    align-items: center;
    gap: 0;
    flex: 1;
  }
  .apply-step {
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 4px;
  }
  .apply-step__line {
    width: 24px;
    height: 2px;
    margin: 0 0 16px;
    align-self: flex-start;
    margin-top: 15px;
  }
  .apply-trust { flex-direction: row; flex-wrap: wrap; width: 100%; gap: 8px; }
  .apply-card__form { padding: 28px 24px; }
  .apply-fields-row { grid-template-columns: 1fr; }
  .apply-uploads { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .apply-section { padding: 56px 0 64px; }
  .apply-card__form { padding: 20px 16px; }
  .apply-step__info { display: none; }  /* Only show dots on very small screens */
  .apply-steps { justify-content: space-between; }
}


/* ================================================================
   КРЕДИТНЫЕ КАРТЫ — секция и карточки
   ================================================================ */

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 0;
}

.bank-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--r-lg);
  padding: 0;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--t), transform var(--t);
  position: relative;
}
.bank-card:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,.10);
  transform: translateY(-2px);
}

/* Top accent stripe using bank color */
.bank-card__stripe {
  height: 4px;
  width: 100%;
}

.bank-card__body {
  padding: 20px 20px 16px;
  flex: 1;
  display: flex;
  flex-direction: column;
}

/* Bank logo area */
.bank-card__head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}
.bank-card__logo {
  width: 44px;
  height: 44px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-h);
  font-size: 12px;
  font-weight: 800;
  color: var(--white);
  flex-shrink: 0;
  letter-spacing: -.02em;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--border);
}
.bank-card__logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  padding: 5px;
  box-sizing: border-box;
}
.bank-card__info { flex: 1; min-width: 0; }
.bank-card__name {
  font-family: var(--font-h);
  font-size: 14px;
  font-weight: 700;
  color: var(--black);
  line-height: 1.2;
}
.bank-card__type {
  font-size: 11px;
  color: var(--grey-5);
  margin-top: 2px;
}

/* Grace period badge */
.bank-card__grace {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(18, 183, 106, .08);
  border: 1px solid rgba(18, 183, 106, .2);
  color: var(--green-text);
  font-size: 12px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: var(--r-pill);
  margin-bottom: 14px;
  align-self: flex-start;
}

/* Key parameters */
.bank-card__params {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 14px;
}
.bank-card__param {}
.bank-card__param-label {
  font-size: 11px;
  color: var(--grey-8);
  margin-bottom: 2px;
}
.bank-card__param-value {
  font-family: var(--font-h);
  font-size: 14px;
  font-weight: 700;
  color: var(--black);
}

/* Feature tags */
.bank-card__features {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-bottom: 16px;
}
.bank-card__feature {
  font-size: 11px;
  color: var(--grey-8);
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--r-pill);
  padding: 3px 9px;
}

/* Banki.ru rating row */
.bank-card__rating {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  color: var(--grey-8);
  margin-bottom: 14px;
}
.bank-card__rating-val {
  font-weight: 700;
  color: var(--black);
}

/* CTA button */
.bank-card__footer {
  padding: 14px 20px 18px;
  border-top: 1px solid var(--border);
  background: var(--bg);
  display: flex;
  align-items: center;
  gap: 10px;
}
.bank-card__cta {
  flex: 1;
}
.bank-card__approval {
  font-size: 11px;
  color: var(--grey-8);
  text-align: center;
  white-space: nowrap;
}
.bank-card__approval strong { color: var(--green-text); }

/* Verified badge */
.bank-card__license {
  font-size: 10px;
  color: var(--grey-5);
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 0 20px 14px;
}
.bank-card__license svg { color: var(--green); flex-shrink: 0; }

/* Responsive */
@media (max-width: 900px) {
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .cards-grid { grid-template-columns: 1fr; }
}


/* ================================================================
   ФИНАЛИЗАЦИЯ — скрытие и правки
   ================================================================ */

/* Временно скрыть раздел статей */
#guide { display: none !important; }
a[href="#guide"] { display: none !important; }

/* Логотип компании в хедере — ограничение ширины */
.header__logo-img {
  max-width: 160px;
}

/* Кнопка кабинета — убрать на очень маленьких экранах */
@media (max-width: 400px) {
  #cabinet-btn { display: none; }
}

/* ── Мобильная версия — доп. правки ─────────────────────────────── */
@media (max-width: 768px) {

  /* Хедер: логотип чуть меньше */
  .header__logo-img { height: 34px; max-width: 130px; }

  /* Герой: скрыть калькулятор, показать только текст */
  .calc-card { display: none; }
  .hero__inner { grid-template-columns: 1fr; gap: 0; }
  .hero { padding: 48px 0 56px; }
  .hero__desc { font-size: 15px; }

  /* Фильтры: горизонтальный скролл без полосы прокрутки */
  .filters__inner {
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .filters__inner::-webkit-scrollbar { display: none; }

  /* Карточки МФО: одна колонка, нет переполнения */
  .offer-card { overflow: hidden; }

  /* CTA баннер: вертикальный стек */
  .cta-banner__title { font-size: 20px; }

  /* Отступы у hero actions */
  .hero__actions { flex-direction: column; align-items: flex-start; gap: 10px; }
  .hero__actions .btn { width: 100%; justify-content: center; }
}

@media (max-width: 480px) {

  /* Хедер: ещё компактнее */
  :root { --header-h: 54px; }
  .header__logo-img { height: 30px; max-width: 110px; }
  .header__inner { padding-top: 4px; padding-bottom: 4px; }
  .header__phone-btn-mob, .header__burger { width: 34px; height: 34px; margin-left: 6px; }

  /* Топбар: меньше шрифт */
  .topbar__text { font-size: 12px; }
  .topbar__link { font-size: 12px; }

  /* Отзывы: карточки чуть у́же */
  .review-card { padding: 18px 16px; }
  .review-card__text { font-size: 13px; }

  /* Секции */
  .section { padding: 40px 0; }
  .sec-title { font-size: 22px; }
}


/* ================================================================
   COOKIE BANNER
   ================================================================ */
.cookie-banner {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
  width: calc(100% - 48px);
  max-width: 780px;
  background: var(--black);
  color: #fff;
  border-radius: var(--r-lg);
  box-shadow: 0 8px 40px rgba(0,0,0,.35);
  z-index: 9999;
  padding: 20px 24px;
  animation: cookieSlideUp 300ms cubic-bezier(0.4,0,0.2,1);
}
@keyframes cookieSlideUp {
  from { opacity:0; transform: translateX(-50%) translateY(20px); }
  to   { opacity:1; transform: translateX(-50%) translateY(0); }
}
.cookie-banner__inner {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.cookie-banner__close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 28px; height: 28px;
  border: none;
  background: rgba(255,255,255,.1);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  color: #fff;
  transition: background var(--t);
}
.cookie-banner__close:hover { background: rgba(255,255,255,.2); }
.cookie-banner__text {
  flex: 1;
  font-size: 13px;
  line-height: 1.55;
  color: rgba(255,255,255,.85);
  margin: 0;
  padding-right: 24px;
}
.cookie-banner__actions {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}
.cookie-banner__more {
  font-size: 13px;
  color: rgba(255,255,255,.55);
  text-decoration: underline;
  white-space: nowrap;
}
.cookie-banner__more:hover { color: rgba(255,255,255,.85); }
.cookie-banner .btn--ghost {
  border-color: rgba(255,255,255,.25);
  color: #fff;
}
.cookie-banner .btn--ghost:hover {
  border-color: rgba(255,255,255,.5);
  background: rgba(255,255,255,.08);
}
@media (max-width: 600px) {
  .cookie-banner { bottom: 12px; left: 12px; right: 12px; width: auto; transform: none; padding: 16px; }
  .cookie-banner__text { font-size: 12px; padding-right: 20px; }
  .cookie-banner__actions { width: 100%; justify-content: flex-start; flex-wrap: wrap; gap: 8px; }
  .cookie-banner .btn { width: 100%; text-align: center; }
  .cookie-banner__more { margin-top: 4px; display: inline-block; }
}


/* ================================================================
   APPROVAL PROBABILITY WIDGET (calc-card)
   ================================================================ */
.calc-approval {
  display: flex;
  align-items: center;
  gap: 20px;
  background: var(--grey-1);
  border-radius: var(--r-md);
  padding: 16px 18px;
  margin-top: 4px;
  margin-bottom: 4px;
}
.calc-approval__gauge {
  position: relative;
  flex-shrink: 0;
  width: 96px;
}
.approval-svg {
  width: 96px;
  height: auto;
  display: block;
  overflow: visible;
}
.approval-arc__bg {
  fill: none;
  stroke: var(--grey-2);
  stroke-width: 8;
  stroke-linecap: round;
}
.approval-arc__fill {
  fill: none;
  stroke: var(--green);
  stroke-width: 8;
  stroke-linecap: round;
  transition: stroke-dasharray 450ms cubic-bezier(0.4, 0, 0.2, 1),
              stroke 300ms ease;
}
.calc-approval__pct {
  position: absolute;
  bottom: -2px;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 20px;
  line-height: 1;
  color: var(--green);
  transition: color 300ms ease;
  white-space: nowrap;
}
.calc-approval__meta {
  flex: 1;
  min-width: 0;
}
.calc-approval__label {
  font-size: 11px;
  color: var(--grey-8);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 4px;
}
.calc-approval__badge {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: 16px;
  color: var(--green);
  margin-bottom: 5px;
  transition: color 300ms ease;
}
.calc-approval__hint {
  font-size: 12px;
  color: var(--grey-8);
  line-height: 1.45;
}
@media (max-width: 480px) {
  .calc-approval { flex-direction: column; align-items: flex-start; gap: 12px; }
  .calc-approval__gauge { width: 100%; display: flex; align-items: center; gap: 12px; }
  .approval-svg { width: 80px; }
  .calc-approval__pct { position: static; transform: none; font-size: 18px; }
}


/* ================================================================
   EMBEDDED FORM — APPROVAL PROBABILITY SIDEBAR WIDGET
   ================================================================ */
.ef-prob {
  background: var(--grey-1);
  border-radius: var(--r-md);
  padding: 14px 16px;
  margin: 20px 0 16px;
}
.ef-prob__head {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 8px;
}
.ef-prob__label {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--grey-8);
}
.ef-prob__pct {
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 18px;
  color: var(--green);
  transition: color 400ms ease;
}
.ef-prob__track {
  height: 6px;
  border-radius: 99px;
  background: var(--grey-2);
  overflow: hidden;
  margin-bottom: 8px;
}
.ef-prob__fill {
  height: 100%;
  border-radius: 99px;
  background: var(--green);
  width: 45%;
  transition: width 500ms cubic-bezier(0.4,0,0.2,1), background 400ms ease;
}
.ef-prob__status {
  font-size: 11px;
  color: var(--grey-8);
  line-height: 1.4;
  transition: color 300ms ease;
}


/* ================================================================
   CALC CARD — NORVIK STYLE (two-column)
   ================================================================ */

/* Override old single-column card */
.calc-card {
  display: flex !important;
  flex-direction: row !important;
  align-items: stretch !important;
  gap: 0 !important;
  padding: 0 !important;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 4px 40px rgba(0,0,0,.12) !important;
}

/* ---- LEFT column ---- */
.calc-left {
  flex: 1;
  padding: 32px 36px;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.calc-left .calc-card__title {
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 18px;
  margin-bottom: 24px;
  color: var(--black);
}
.calc-left .calc-field {
  margin-bottom: 20px;
}
.calc-left .calc-label {
  font-size: 13px;
  color: var(--grey-8);
  font-weight: 500;
  margin-bottom: 8px;
}

/* Input-box: bordered container like Norvik */
.calc-input-box {
  border: 1.5px solid #E5E7EB;
  border-radius: 10px;
  padding: 14px 16px 10px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  background: #fff;
  transition: border-color var(--t);
}
.calc-input-box:focus-within { border-color: var(--black); }
.calc-input-box__val {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: 20px;
  color: var(--black);
  line-height: 1;
}
.calc-input-box .range-input {
  margin: 0;
  width: 100%;
}
.calc-input-box--chips {
  padding: 12px 14px;
  gap: 0;
}
.calc-input-box--chips .term-chips {
  flex-wrap: wrap;
  gap: 6px;
}
.calc-minmax {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--grey-5);
  margin-top: 4px;
  padding: 0 2px;
}

/* ---- RIGHT column (dark panel) ---- */
.calc-right {
  width: 280px;
  flex-shrink: 0;
  background: var(--black);
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  border-radius: 0;
}
.calc-right__block {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.calc-right__lbl {
  font-size: 11px;
  color: rgba(255,255,255,.5);
  letter-spacing: 0.02em;
  text-transform: uppercase;
  font-weight: 500;
}
.calc-right__big {
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 26px;
  color: var(--yellow);
  line-height: 1.1;
}

/* Approval arc inside dark panel */
.calc-right__approval {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 2px;
}
.calc-right__approval-arc {
  position: relative;
  width: 80px;
  flex-shrink: 0;
}
.calc-right__approval-arc svg {
  width: 80px;
  height: auto;
  display: block;
}
.calc-right__approval-arc .approval-arc__bg {
  stroke: rgba(255,255,255,.15);
}
.calc-right__approval-arc .calc-approval__pct {
  position: absolute;
  bottom: -4px;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-h);
  font-weight: 800;
  font-size: 16px;
  color: var(--yellow);
  white-space: nowrap;
}
.calc-right__approval-info {
  flex: 1;
}
.calc-right__approval-info .calc-approval__badge {
  font-family: var(--font-h);
  font-weight: 700;
  font-size: 14px;
  margin-bottom: 4px;
}
.calc-right__approval-info .calc-approval__hint {
  font-size: 11px;
  color: rgba(255,255,255,.45);
  line-height: 1.4;
}

/* CTA + note */
.calc-right__cta {
  margin-top: auto !important;
}
.calc-right__note {
  font-size: 10px;
  color: rgba(255,255,255,.35);
  text-align: center;
  margin: 0;
  line-height: 1.4;
}

/* Mobile: stack vertically */
@media (max-width: 768px) {
  .calc-card {
    flex-direction: column !important;
  }
  .calc-right {
    width: 100% !important;
    border-radius: 0 0 var(--r-lg) var(--r-lg) !important;
    gap: 16px;
  }
  .calc-left {
    padding: 24px 20px;
  }
}


/* ================================================================
   REVERT: hero calc-card back to original single-column
   (Norvik two-column styles were accidentally applied here)
   ================================================================ */
.calc-card {
  display: flex !important;
  flex-direction: column !important;
  align-items: stretch !important;
  gap: 0 !important;
  padding: 28px !important;
  overflow: visible !important;
  background: var(--white) !important;
  box-shadow: 0 2px 24px rgba(0,0,0,.09) !important;
}